Practice
Business consulting for financial planning is operations with a fiduciary hangover.
Planners already live inside advice law. Our work is the office around that law: calendars, household pictures, fee sentences, and who can run a review if the principal is away.
What we will do in a room
We will map how cash, super, and household labour actually move through a year. We will listen to a recorded (consented) review and mark where the story split from the spreadsheet. We will write a continuity note your deputy can hold.
We will not pick a platform, a risk profile questionnaire, or an insurance product. If a conversation drifts there, we stop and send you back to the licensee’s process.
What Australian practices usually bring
A review calendar that bunches after 30 June. Two software exports that disagree about contributions. A fee brochure nobody reads aloud. A talented paraplanner who is the only person who knows the naming convention on the shared drive.
None of that is a moral failing. It is a design problem. Studios exist to put design on paper.
A boundary we keep repeating
If your question is ‘should this household roll this super’, that is advice work. If your question is ‘why do we retell the same cashflow three times’, that is consulting. Siteflowgrid stays in the second column. When you are ready to sit in a studio, start with the studio list or send a note.